🧠 Plans Are Useless, but This is Priceless

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Cohort 4 of our flagship course Financial Statements Explained Simply starts on Monday, May 15th. We’ve already helped 600+ investors master financial statements, so we know we can help you, too.

If that interests you, use the coupon code LASTCALL149 at checkout. But don’t wait — it expires on Sunday, May 14th, at 11:59 PM EST.


When my wife and I (Stoffel, here) first visited Costa Rica, we met lots of young expats who had permanently moved to the country.

One surprising thing we noticed: almost none of them planned on staying. They simply visited, noticed a shift inside themselves, and decided they weren’t ready to head back to where they came from.

A few have remained for over two decades. Their lives have taken on a shape they never could have predicted so many years ago.

In fact, planning — in general — would have been more of an obstacle in their life’s course than a catalyst.

That’s not a lesson we hear often. But it’s worth remembering: there’s a delicate balance between planning to make things “just-so”, and accepting that life will unfold in ways we’ll never be able to predict.

We will never eliminate all of the anxiety associated with an unpredictable future. And because we are first and foremost emotional (not economic) beings, no amount of money can eliminate that anxiety either.

An appropriate and sustainable financial plan can, however, free up our energies to focus on the things that matter most to us — namely: how we spend our precious time in this life, and who we want to spend it with.

This is important to remember. As you plan out your portfolio, realize that between now and when you draw it down, life will happen.

While the total sum left when that day comes isn’t unimportant, it will pale in comparison to the value you get from the life experiences you have along the way.

Never lose sight of that simple concept.

Wishing you success in all your endeavors,

– Brian Feroldi, Brian Stoffel, & Brian Withers

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But there was something else that was trending down with my motivation. It was my freedom.”

An Amazon engineer saw his salary grow from $75,000 to $500,000 in just a few years. But then he called it quits — even though he believes the work was important and the company treated him well.

Why? Because he realized intrinsic motivation is the only kind that truly last.

One Twitter Thread:

You don’t have to agree with all 35, but this list of uncomfortable truths will definitely make you think about your own assumptions.

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Steve Β· Millionaire Habits

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July 9th 2022

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More From Us:

πŸ‘¨β€πŸŽ“ The May cohort of Financial Statements Explained Simply is open for enrollment. Use the code LASTCALL149 at checkout.

πŸ“— If you’ve read Brian Feroldi’s book, he’d love a review.

πŸ‘¨β€πŸŽ“ Want to learn how companies are valued? Join the waitlist for our newest course Valuation Explained Simply.

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